http://memphis.bbb.org/WWWRoot//SitePage.aspx?site=62&id=a824b759-3137-43b5-aedf-a38056bcce73&debug=False 10 Tue, 03 Nov 2009 06:00:00 GMT The Better Business Bureau has received more than 1,500 complaints about several dozen Web sites that are trading on the Google name to scam people who want to learn about making money from home. Because the sites often use the Google name and prominently display its iconic logo, consumers often assume they are getting a job with Google when in fact they were getting taken in by yet another work-at-home scheme. http://memphis.bbb.org/article/make-money-from-home-with-google-not-so-fast-warns-bbb-13521 Wed, 30 Sep 2009 05:00:00 GMT Reducing the amount of junk mail received is one way to reduce the chances of becoming a victim of identity theft. http://memphis.bbb.org/article/bbb-tips-for-reducing-junk-mail-12752 Mon, 01 Jan 2007 06:00:00 GMT It’s your lucky day! You just won a foreign lottery! The letter says so. And the cashier’s check to cover the taxes and fees is included. All you have to do to get your winnings is deposit the check and wire the money to the sender to pay the taxes and fees. You’re guaranteed that when they get your payment, you’ll get your prize. http://memphis.bbb.org/article/ftc-giving-the-bounce-to-counterfeit-check-scams--4661 Wed, 01 Nov 2006 05:00:00 GMT The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged. http://memphis.bbb.org/article/ftc-before-you-file-for-personal-bankruptcy-information-about-credit-counseling-and-debtor-education--4723 Wed, 01 Nov 2006 05:00:00 GMT The next time you write a check to your local merchant, the cashier may hand it back to you after the payment has been processed – electronically. Or maybe you’re mailing a check as payment to a company. That payment, too, may be processed electronically. Why? More merchants and companies are using electronic check conversion, which converts information from your paper check into an electronic payment from your bank account. In fact, NACHA – the Electronic Payments Association – estimates that more than 1.7 billion paper checks were converted through in-store and mail-in transactions in 2005. http://memphis.bbb.org/article/ftc-electronic-check-conversion-4647 Mon, 01 May 2006 05:00:00 GMT The Fair Credit Reporting Act (FCRA) spells out rights for victims of identity theft, as well as responsibilities for businesses. Identity theft victims are entitled to ask businesses for a copy of transaction records — such as applications for credit — relating to the theft of their identity. http://memphis.bbb.org/article/ftc-businesses-must-provide-victims-and-law-enforcement-with-transaction-records-relating-to-identity-theft-4465 Mon, 01 May 2006 05:00:00 GMT COMMON WAYS ID THEFT HAPPENS: Skilled identity thieves use a variety of methods to steal your personal information, including: http://memphis.bbb.org/article/ftc-fighting-back-against-identity-theft-4683 Sat, 01 Apr 2006 05:00:00 GMT Many companies collect personal information from their customers, including names, addresses, and phone numbers; bank and credit card account numbers; income and credit histories; and Social Security numbers. The Gramm-Leach-Bliley (GLB) Act requires companies defined under the law as “financial institutions” to ensure the security and confidentiality of this type of information. http://memphis.bbb.org/article/ftc-financial-institutions-and-customer-information-complying-with-the-safeguards-rule-4477 Wed, 01 Feb 2006 06:00:00 GMT When you think of your own personal assets, chances are your home, car, and savings and investments come to mind. But what about your Social Security number (SSN), telephone records and your bank and credit card account numbers? To people known as “pretexters,” that information is a personal asset, too. http://memphis.bbb.org/article/ftc-pretexting-your-personal-information-revealed-4699