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11/29/2012

Moving Company Earns F Rating with the BBB

Moving company has operated under several different names. Complainants allege that the company charged them more than the agreed upon amount, damaged items, or failed to show up at the appointed time

02/07/2012

BBB Consumer Alert: Mo Money Taxes

Memphis TN, February 7, 2012 – The BBB is issuing a consumer alert about Mo Money Taxes, a tax preparation company headquartered in Memphis. Mo Money Taxes has had an F rating with the BBB in Memphis for several years for failure to respond to consumer complaints. The BBB of the Mid-South has received 24 complaints on Mo Money Taxes in the past three years; 6 of those remain unanswered. Another 8 complaints that were recently filed are pending.

02/01/2012

Savvy Consumers Used Record Number of BBB Services in 2011

Consumers looking for advice on where to spend their money consulted the BBB in record numbers in 2011. Requests for BBB Business Review reports jumped 25% over 2010 to 754,494.

11/28/2011

BBB Offers Tips for Cyber Monday Shopping

Every year, more people head online rather than to the mall to get their holiday shopping done. Cyber Monday, the Monday after Thanksgiving, has officially replaced Black Friday as the most popular day to shop for the holidays. Shopping online means avoiding the crowds, but it also opens up the buyer to attacks from scammers and hackers. “You can’t beat shopping online for convenience, comfort and comparing prices,” said Randy Hutchinson, BBB president. “But don’t let your guard down. Take the necessary precautions to avoid fraudulent websites, scammers and other ‘Grinches’ who would just love to ruin your holidays.”

10/25/2011

BBB Tips to Avoid Being Victimized in Pigeon Drop Scams

Victims were asked to withdraw money from banks supposedly involved in a counterfeiting operation by a woman posing as an MPD officer. BBB tips for not being victimized in similar scams.

09/24/2011

For Proper Fit and Finish, Check Body Shops With Care

"Parts do not fit properly. Paint job and body work is bad. Blisters in the paint. Owner forged my name on a check from the insurance company." This consumer paid $4,200 for what she claimed was shoddy repair work by a body shop. We don't know what the shop's side of the story is because it didn't respond when we sent the complaint to it. The company has an F rating with the Better Business Bureau.

11/03/2009

Five questions to ask before donating to a charity

Most charities rely heavily on the goodwill of individual donors during the holiday season to fund their activities throughout the coming year. Last year, charity contributions totaled $307.65 billion: 75 percent of this total came from individuals, according to the Giving USA Foundation. The BBB Wise Giving Alliance advises donors to research a charity prior to giving and provides five questions to ask when vetting where to contribute this holiday season.

09/28/2009

Gallagher's Paving of Laurel, MT Revoked by BBB Fort Worth TX

Company's accreditation was revoked in August, 2009.

06/01/2007

FTC - Mortgage Payments Sending You Reeling? Here's What to Do

The possibility of losing your home because you can't make the mortgage payments can be terrifying. Perhaps you are one of the many consumers who took out a mortgage that had a fixed rate for the first two or three years and then had an adjustable rate. Or maybe you're anticipating an adjustment, and want to know what your payments will be and whether you'll be able to make them. Or maybe you're having trouble making ends meet because of an unrelated financial crisis.

06/01/2005

FTC - Reverse Mortgages: Get the Facts Before Cashing In On Your Home’s Equity

Whether seeking money to finance a home improvement, pay off a current mortgage, supplement their retirement income, or pay for healthcare expenses, many older Americans are turning to “reverse” mortgages. They allow older homeowners to convert part of the equity in their homes into cash without having to sell their homes or take on additional monthly bills.

01/01/2005

FTC - Avoid Fake-Degree Burns By Researching Academic Credentials

If you’re a hiring manager or human resources professional, chances are you review applications and resumes from people who want to work for your organization or who want to be promoted. Some applicants may list credentials — like a bachelor’s, master’s, or doctoral degree, or a professional certification — that sound credible, but in fact, were not earned through a legitimate course of study at an accredited institution.

11/01/2003

FTC - Mortgage Servicing: Making Sure Your Payments Count

When you apply for a home mortgage, you may think that the lender will hold and service your loan until you pay it off or you sell your house. That's often not the case. In today's market, loans and the rights to service them often are bought and sold.

08/01/2002

FTC - 66 Ways to Save Money

From the Consumer Literacy Consortium, a working group of representatives from federal and state government agencies, consumer groups, business organizations, and educational institutions that seeks to develop and disseminate essential messages to inform and educate consumers.

07/01/2000

FTC - Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds of Dollars Each Year

If you put less than 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). PMI protects the lender if you default on the loan. The Homeowners Protection Act of 1998 - which became effective in 1999 - establishes rules for automatic termination and borrower cancellation of PMI on home mortgages. These protections apply to certain home mortgages signed on or after July 29, 1999 for the purchase, initial construction, or refinance of a single-family home. These protections do not apply to government-insured FHA or VA loans or to loans with lender-paid PMI.

01/01/1999

FTC - Looking for the Best Mortgage

Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage—whether it's a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms may be negotiable. You'll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.


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