"You are required to pay a total sum of $1,995 for the government tax. This amount is to be paid through Western Union. When the winning is processed, you will receive your final check a lump sum payment of $245,005. You are advised to contact your claim agent for further clarification."
A local consumer received these instructions in her notification that she had won a lottery operated from England. The bad grammar indicates it actually came from a country where English is not the first language. Accompanying the letter was a check drawn on Bank of America for $4,995. Her claim agent would advise her to deposit the check and wire the money somewhere to pay the taxes and insurance on her winnings. Of course, the check wasn't really drawn on Bank of America and would ultimately bounce, leaving her on the hook for the money she wired.
You may wonder how anybody could fall for this scam or any of the many others that include fake checks as a component. The crooks are business people, ho